Homebuyer Education and Counseling

The Homebuyer Education class walks you through the process of homeownership from start to finish; this class is typically five to six hours. Topics covered during the class include, but are not limited to the following: types of home loans, credit requirements, determining affordability, what costs to expect, the importance of receiving a home inspection, mortgage terms, working with a realtor, budgeting, saving, goal-setting, protecting your investment, fair housing, and much more! This class also fulfills the requirement for possible down payment assistance through the Michigan State Housing Development Authority (MSHDA) and the City of Port Huron.  Furthermore, this class fills the requirement if a mortgage loan is being obtained through the United States Department of Agriculture (USDA).

This FREE class is open to residents of St. Clair, Sanilac, Huron, Lapeer, Tuscola, and Macomb counties. To register for an upcoming session, please contact us using the information listed on the right-hand side of this page or call our main office phone at 810-982-8541.  One-on-One Housing Counseling services are also offered to help individuals get ready for homeownership.  Individual Housing Counseling services include, but are not limited to the creation of a budget, a credit review, a housing action plan, and referrals.

Necessary Documents

Resources and Information

We are now offering our homebuyer education classes online. If you cannot attend one of our free monthly in-office classes, you now have the option to take the class online through eHome America. This option offers you  a convenient way to obtain your Homebuyer Education certificate from home. There is a $99.00 charge for this option. Please contact Pam or Stephannie if the online class is unaffordable for you.

 www.ehomeamerica.org/bwcaa

 Participating MSHDA Lenders

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